By Elizabeth Costa | Top Real Estate Agent in Doral & Miami | The Keyes Company
15+ years of experience · 300+ closed transactions · Bilingual: English & Spanish
Exclusive Member of Forbes Global Properties · Founding Member of Luxury Portfolio International
★ 5.0 · 83 Google reviews
Originally published August 14, 2026 · Last updated: November 2, 2026, with Miami-Dade MLS data through September 24, 2026
How much will I net selling my Doral home?
Start with the sale price and subtract your mortgage payoff, the commission you negotiate, Miami-Dade deed doc stamps of $0.60 per $100, a property tax credit to the buyer, and your title search, lien search, and estoppel costs. At Doral's median single-family price of $1,055,000, doc stamps are $6,330 and a typical October tax credit is about $10,146.
Who Pays What When You Sell in Miami-Dade?
Most Doral sales use the Florida Realtors and Florida Bar (FR/BAR) contract, which has a Miami-Dade and Broward option for title costs. Here is who pays each item:
| Cost | Who pays under the FR/BAR contract (Miami-Dade option) | Amount |
|---|---|---|
| Documentary stamp tax and surtax on the deed | Seller | $0.60 per $100 for a single-family home or condo; $1.05 per $100 for other property |
| Owner's title insurance policy | Buyer (Miami-Dade and Broward regional option) | State-promulgated rate |
| Title search or continuation | Seller | Actual cost, capped at $200 if the contract leaves it blank |
| Tax search and municipal lien search | Seller | Ask your closing agent |
| HOA or condo estoppel certificate | Seller | DBPR cap of $299 to prepare, plus $119 if expedited |
| Recording the deed | Buyer | Clerk's fee schedule |
| Seller's attorney and closing services | Seller | Quote from your attorney or closing agent |
| Property taxes, HOA dues, CDD | Prorated through the day before closing | Based on the current or prior-year bill |
| Commission | As negotiated in your listing agreement and the offer | Negotiable |
| FIRPTA withholding (foreign sellers) | Withheld from the seller's proceeds | Generally 15% of the price, with exceptions |
Sources: FR/BAR Residential Contract (Paragraph 9 and Standard K), Florida Department of Revenue, Florida DBPR, and the IRS. Every item can be negotiated in the contract.
What Does a Net Sheet Look Like at Doral Prices?
Here is a simplified net sheet at the median Doral sale prices, before your mortgage payoff, commission, and closing service fees:
| Example at Doral median prices | Condo | Townhouse | Single-family |
|---|---|---|---|
| Sale price (median, June to September 2026) | $377,500 | $657,500 | $1,055,000 |
| Deed doc stamps ($0.60 per $100) | -$2,265 | -$3,945 | -$6,330 |
| Property tax credit to buyer, October 31 closing | -$3,902 | -$6,899 | -$10,146 |
| Estoppel certificate (cap) | -$299 | -$299 | -$299 |
| Title search (default cap) | -$200 | -$200 | -$200 |
| Subtotal before payoff, commission, and other fees | $370,834 | $646,157 | $1,038,025 |
Medians from 188 Doral closings in the Miami-Dade MLS, June 26 to September 24, 2026. Tax credit: median prior-year tax bill, less the 4% maximum discount, times 303 of 365 days. Confirm the doc stamp rate for a townhouse with your closing agent. Your figures will differ.
Elizabeth's Take
A net sheet is the most honest page in a listing appointment. It shows the number that actually reaches your account, before anyone falls in love with a list price. I build one with every seller before we talk about price, so the conversation starts with reality, not hope.
In This Guide
8 Lines on a Doral Seller Net Sheet
Listed in the order they usually appear on a closing statement, largest first.
- Your mortgage payoff. Principal plus interest to the payoff date, from your lender's payoff letter. Request it early.
- The commission you negotiate. Set in your listing agreement and the offer. Since 2024, buyers sign their own written agreement with their agent; see my buyer agent agreement guide.
- Deed doc stamps. $0.60 per $100 in Miami-Dade for a single-family home or condo, per the Florida Department of Revenue.
- Property tax credit. Taxes are prorated through the day before closing, with allowance for the maximum discount and exemptions, under Standard K of the FR/BAR contract. The Miami-Dade Tax Collector bills in late fall.
- Association costs. The estoppel certificate, any unpaid dues or assessments, and any transfer or capital contribution fees in your association documents. DBPR caps the estoppel fee; see the fee schedule.
- Title and lien searches. Under the Miami-Dade option of the FR/BAR contract, the seller pays the title search, tax search, and municipal lien search, and the buyer pays the owner's policy.
- Your own closing services. Your attorney, if you hire one, and your share of closing services.
- Concessions and repairs. Any credits you agree to after the inspection.
For a plain-English list of every seller cost, see How Much Does It Cost to Sell a Home in Doral?
How to Estimate Your Net Proceeds: Step by Step
- Get a pricing analysis. Request a valuation based on recent sales in your community.
- Request a payoff estimate. Ask your mortgage servicer for a payoff letter.
- Multiply the price by 0.006. That is your Miami-Dade deed doc stamps for a single-family home or condo.
- Estimate your tax credit. Your last tax bill, less the 4% discount, times the days you own the home this year, divided by 365.
- Ask your association. Request the estoppel fee and any transfer or capital contribution fees.
- Add commission and concessions. Use the terms you negotiate.
- Subtract everything from the price. That is your estimated net. Confirm it with your closing agent before closing.
Next, see the timeline in What Happens After I Accept an Offer in Florida?, and tax questions in Tax Implications of Selling Your Doral or Miami Home.
Related Selling Research
- How Much Does It Cost to Sell a Home in Doral?
- What Happens After I Accept an Offer in Florida?
- Should I Sell My Doral Home Before I Buy?
- Is It Time to Downsize From Your Doral Home?
- Choosing a Listing Agent: 12 Questions
- Seller's Guide
Frequently Asked Questions
Want Your Own Net Sheet Before You List?
I will price your home with sales from your community and walk you through an estimated net, line by line. Bilingual EN/ES service.
Call or Text (786) 949-3971The Keyes Company · Exclusive Member of Forbes Global Properties · Founding Member of Luxury Portfolio International
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Serving Doral, Miami, Coral Gables, Weston, Pinecrest, and surrounding South Florida communities
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Elizabeth Costa, Realtor | FL Lic. #3234205 ★ 5.0 · 83 Google reviews Top Real Estate Agent in Doral, Florida | The Keyes Company ☎ (786) 949-3971 ✉ elizabethcosta@keyes.com 📅 Schedule a private consultation 15+ years · 300+ closed transactions · Bilingual EN/ES Office: 4191 NW 107th Ave, Doral, FL 33178 Serving Doral, Miami, Coral Gables, Weston, Pinecrest, and surrounding South Florida communities The Keyes Company: Exclusive Member of Forbes Global Properties · Founding Member of Luxury Portfolio International |
This article is general real estate information, not legal, tax, or lending advice. Rates and fee caps come from official sources as of November 2026 and can change. Your closing agent's settlement statement controls.